Structure, protect and scale
your business in Luxembourg
Independent fiduciaire specialized in commercial companies, funds, SPF / SOPARFI structures and international groups.
Over 1,000 structures supported, 17 years of experience, results guaranteed.
Accounting, VAT, TAX, emergency?
Get an answer now
Get an answer now
Mickaël LOC
Managing Director
✅ +1000 companies assisted
✅ PERE, Funds, HNWIs
✅ Accounting | Tax (VAT)
✅ Trusted by Investors
Autorisation: 10077274/2 and 10077274/0
Managing Director
✅ +1000 companies assisted
✅ PERE, Funds, HNWIs
✅ Accounting | Tax (VAT)
✅ Trusted by Investors
Autorisation: 10077274/2 and 10077274/0
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TESTIMONIALS
BECOMING YOUR KEY PARTNER
Explore comprehensive solutions today for your business
Building a Global Business with a SOPARFI Company in Luxembourg
Thinking about a business in Luxembourg? The SOPARFI company Luxembourg is a popular choice. It is a strong and flexible business structure. This is a fully-fledged Luxembourgish company. It is under regular corporate law. Many international groups use it.
Luxembourg's SOPARFI, Société de Participations Financières, is the holding vehicle of choice for international groups, private equity funds, and family offices seeking a credible, tax-efficient European base. Governed by the Companies Act of 1915 and subject to standard Luxembourg corporate taxation, it combines legal robustness with genuine structural flexibility.
Why investors consistently choose this structure
The core appeal lies in Article 166 of the Luxembourg Income Tax Law (LIR): dividends received from qualifying subsidiaries and capital gains on their disposal are fully exempt from Luxembourg corporate income tax — provided the parent holds at least 10% of the subsidiary's capital, or acquires a participation with a minimum cost of €1.2 million, maintained for an uninterrupted period of 12 months. Luxembourg's network of over 80 double tax treaties reinforces this efficiency by substantially reducing withholding taxes on cross-border dividend flows, interest, and royalties.
More than a passive holding
Unlike a pure SPF (reserved for private wealth management), a SOPARFI can conduct operating activities alongside its holding function: intra-group financing, IP management under the Article 50ter IP Box regime, treasury pooling, and consulting services. This dual capacity makes it genuinely useful as a regional headquarters rather than a passive vehicle.
Substance and BEPS compliance
Post-BEPS, demonstrating real economic substance in Luxembourg is non-negotiable for tax authorities and banking partners alike. Key decisions must be taken locally, board meetings held in Luxembourg, and management functions genuinely exercised on-site. Our independent director service ensures your structure meets both the legal threshold and the expectations of the ACD.
Getting started
Incorporation requires a notarial deed, minimum share capital of €12,000 for an SA (or flexible amounts for a SARL), and registration with the Trade and Companies Register (RCS). Our team manages the full process — from drafting statutes to opening your blocked capital account.
→ Request a free diagnostic | View our incorporation services
THEY TALK ABOUT US
THEY TALK ABOUT US
FREQUENTLY ASKED QUESTIONS
What accounting services do you provide in Luxembourg?
We offer a comprehensive range of accounting services, including:
- Company formation / Company set up
- Incorporation and registration services
- Bookkeeping,
- Accounting,
- Controlling,
- Consolidation,
- Corporate services,
- Payroll services (payslips), and
- CFO advisory consultations in Luxembourg
How to proceed for Filing Annual Accounts
Annual accounts must be filed with the Trade and Companies Register (RCS) via the eCDF platform. Key deadlines include:
- Approval of the accounts by the general meeting: within 6 months after the financial year-end
- Filing with the RCS: within 1 month after approval (i.e. within 7 months of the closing date)
What are the General Accounting Requirements?
Companies must:
- Keep regular accounts using double-entry bookkeeping
- Record all business transactions accurately, chronologically, and without delay
- Prepare annual accounts, including:
- Balance sheet
- Profit and loss account
- Notes to the accounts (annex)
- Keep all supporting documentation and accounting records for 10 years
What are Accounting Obligations for Companies in Luxembourg?
In Luxembourg, companies must follow accounting rules set by the Commercial Code. These rules come from the Law of 19 December 2002. This law covers the Trade and Companies Register, bookkeeping, and annual business accounts. These obligations vary depending on the legal form, size, and sector of the company.
Who is Subject to Accounting Requirements?
The following entities must comply with Luxembourg accounting obligations:
- Sole traders (self-employed persons engaged in commercial activity)
- Commercial companies such as:
- Private limited company (SARL)
- Public limited company (SA)
- General partnership (SENC)
- Limited partnership (SCS, SCA)
- Cooperative society
- European company (SE)
- Branches of foreign companies
- Economic interest groupings (GIEs and GEIEs)
- Certain non-profits (ASBLs) and foundations based on their size and activity
How do I get started with your services?
Ready to embark on this Luxembourg adventure? Please feel free to contact us via email or phone, and we will assist you through each step with a combination of professionalism, wit, and a hint of enchantment.
What Is the Hourly Rate of an Accountant in Luxembourg?
The hourly rate of a chartered accountant in Luxembourg can vary significantly depending on the complexity of the work, the accountant’s experience, and the size of the firm. Rates are typically negotiated directly between the accounting firm and the client.
However, as a general guideline, chartered accountants in Luxembourg charge between €70 and €300 per hour (excluding VAT).
- €70–€150/hour for standard accounting services (bookkeeping, payroll, tax filing)
- €150–€300/hour for specialized or high-level consulting (audit, financial strategy, tax optimization, M&A)
Keep in mind that rates may also depend on whether you're working with an independent accountant or a large international firm.
What’s the price tag on your payroll services?
Our payroll services are as unique as your business. Pricing varies based on the size and needs of your team, but rest assured, our rates are as friendly as our accountants. Get in touch for a tailored quote!
How much does an accountant earn on average per year in Luxembourg?
The average pay for an Accountant is €92,264 per year and €44 an hour in Luxembourg. The average earnings for an Accountant is €90, a year and €44 per hour in Luxembourg.
How Much Does an Accountant Earn per month in Luxembourg?
The average salary for an accountant in Luxembourg typically ranges between €3,533 per month for entry-level positions (based on the qualified social minimum wage at index 944.43) and €7,000 to €8,000 per month for experienced professionals or certified accountants (chartered accountant).
Salaries can vary depending on factors such as experience, qualifications, industry, and company size.
Luxembourg’s strong financial sector and international environment often result in higher compensation packages compared to other European countries, especially for those with expertise in tax, audit, or international accounting standards.
Salaries can vary depending on factors such as experience, qualifications, industry, and company size.
Luxembourg’s strong financial sector and international environment often result in higher compensation packages compared to other European countries, especially for those with expertise in tax, audit, or international accounting standards.
Can you help me with VAT registration?
VAT doesn’t have to be a villain. We’ll handle the registration and ongoing compliance, ensuring you stay on the right side of the law without losing your mind over forms.
What languages do you speak?
We’re fluent in the languages of business and numbers. English, French and soon Chinese. Whatever your tongue, we’ll make sure your message is clear and your books are balanced.
How quickly can you create my company?
Speed and efficiency are our middle names. We’ll have your company up and running in Luxembourg in about 2 to 3 weeks maximum 1 month, provided the paperwork behaves itself.
When do I need to submit my annual accounts?
Mark your calendar: annual accounts must be filed within seven months after your financial year ends. For most, this means July 31st is your date with destiny (and us, of course).
Do I really need a physical office in Luxembourg?
Yes, your company needs a cozy nook in Luxembourg to call home. But don’t fret, we’ll help you find the perfect spot or offer a registered office address. No moving boxes required!
What kinds of companies can you help me establish?
Whether you dream of a SARL, SA, or even a humble SCS, we’ve got you covered. We’re the Swiss Army knife of company formations—versatile, sharp, and always ready.
What paperwork do I need to start my company?
Ah, the joy of paperwork—where dreams meet documentation! To kickstart your company in Luxembourg, you’ll need to gather a few essentials:
- Proof of Identity: A valid passport or national ID for each shareholder and director. We need to know who’s behind the brilliance.
- Proof of Address: Recent utility bills, bank statements, or a government-issued document showing your residential address. It’s like sending a postcard from your home base.
- KYC (Know Your Customer) Documents:
- Bank Reference Letter: A letter from your bank confirming your good standing.
- Curriculum Vitae (CV): A brief CV of the company’s directors and shareholders, showing off your professional journey.
- Source of Funds Declaration: A statement detailing the origin of the funds you’re investing in the company. Transparency is key!
- Criminal Record Check: A clean criminal record for each director and shareholder (depending on the business type).
- Business Plan: An outline of your company’s objectives, strategy, and financial forecasts. Think of it as your company’s roadmap to success.
- Business License Documents (if applicable):
- Trade License: For certain regulated activities, you’ll need to provide a trade license or specific industry permissions.
- Professional Qualifications: Copies of any relevant certifications or qualifications if your business requires professional expertise (like legal or financial services).
- Insurance Certificates: Proof of business insurance if your industry requires it.
- Company Structure Details:
- Articles of Association: The company’s constitution outlining how it will be governed.
- Shareholders’ Agreement: If applicable, a document defining the relationship between shareholders.
- Capital Deposit Confirmation: A certificate from a Luxembourg bank confirming the deposit of your company’s initial capital. Yes, money talks.
Is a Chartered Accountant Required in Luxembourg?
In Luxembourg, hiring a chartered accountant is not always mandatory, but it is often strongly recommended depending on the size and nature of your business.
Legal Requirements
Some companies are required by law to appoint an approved statutory auditor (réviseur d'entreprises agréé) to certify their financial statements, particularly if they exceed two of the following three thresholds for two consecutive financial years:
- Total balance sheet: €4.4 million
- Net turnover: €8.8 million
- Average number of employees: 50
In such cases, the involvement of a qualified professional is mandatory to ensure compliance with legal obligations.
Benefits of Using a Chartered Accountant
Even when it's not a legal obligation, hiring a chartered accountant offers several key advantages:
- Regulatory compliance: Ensures that your business meets all tax and accounting obligations, reducing the risk of penalties.
- Tax optimization: Helps identify legal ways to minimize your tax burden.
- Time savings: Allows business owners to focus on growth and operations.
- Strategic advice: Provides financial analysis and insights to support informed decision-making.
For Financial Services Accountant Luxembourg
While not legally required for all businesses, using a chartered accountant in Luxembourg is often beneficial and in many cases, essential, for maintaining sound financial management and complying with local regulations.
Ordre des Experts ComptablesWhen Is It Mandatory to Have a Chartered Accountant?
In Luxembourg, self-employed individuals are not legally required to hire a chartered accountant (expert-comptable) when starting their business. However, as their operations grow or undergo structural changes, involving a chartered accountant becomes advisable or even necessary.
Legal Requirements for Hiring a Chartered Accountant
A chartered accountant is mandatory in the following situations:
- Exceeding Financial Thresholds: If your business surpasses two of the following three criteria over two consecutive financial years:
- Balance sheet total: €4.4 million
- Net turnover: €8.8 millionCitoyens+1aibm.lu+1
- Average number of employees: 50
- Changing Legal Structure: Transitioning from a sole proprietorship to a company (e.g., SARL or SA) involves complex legal and financial procedures where a chartered accountant's expertise is beneficial.
Advantages of Engaging a Chartered Accountant Early
Even when not legally required, hiring a chartered accountant offers several benefits:
- Regulatory Compliance: Ensures adherence to tax and accounting obligations, minimizing the risk of penalties.
- Financial Planning: Assists in creating financial forecasts and budgets, aiding in informed decision-making.
- Tax Optimization: Identifies legal avenues to reduce tax liabilities.
- Time Efficiency: Allows business owners to focus on core activities by handling complex financial tasks.
For Financial Services Accountant Luxembourg
While not obligatory at the outset, involving a chartered accountant in Luxembourg becomes essential as your business grows or undergoes significant changes. Their expertise ensures financial accuracy, compliance, and strategic planning.
Why should I choose Luxembourg for my business?
Luxembourg is like a golden ticket, offering low taxes, a prime location in Europe, and a stable economy. It’s the Willy Wonka of business destinations, minus the chocolate rivers.
📌 Do you also offer tax advice?
Absolutely! We’re like the wise old sage of the tax world, guiding you through Luxembourg’s labyrinthine tax landscape with a smile and a strategy.
LËTZ TALK ABOUT YOUR NEED
We're offering a tailored diagnostic to help you identify the right solution.
- 142 Bd de la Pétrusse, 2330 Gare Luxembourg
- Ring at Cerno 3rd Floors
+352-661 198 544- mickael.loc@financialservices.lu
- Monday-Friday 08:00–20:00
Fiduciaire Financial Services Accountant Luxembourg Trusted reliable strategic long term partner in Luxembourg. Over 17 years of experience in strategic structuration Tailored support for your accounting, tax, and business needs. RCS: B213987 VAT LU29299810 Autorisation : 10077274/2 and 10077274/0
