These Terms of Service ("Terms") govern the use of the services provided by Financial Services ("We", "our", or "the Company") through its website and related platforms. By using our services, you ("Client" or "You") agree to be bound by these Terms. If You do not agree, You must refrain from using our services.
We provide a range of services, including but not limited to:
We reserve the right to modify the scope of our services at any time, provided that any such changes will be communicated in a timely manner.
By using our services, You agree to:
The fees for our services will be provided in the service agreement or as specified on our website. All prices are in euros (€) unless otherwise stated.
Invoices are due within 30 days from the date of issue unless otherwise agreed in writing. We reserve the right to charge interest on overdue amounts at the rate of 1.5% per month or the maximum allowed by law, whichever is higher.
We reserve the right to suspend or terminate services in case of non-payment after reasonable notice. The Client will be liable for any costs associated with recovery of overdue payments, including legal fees.
To the fullest extent permitted by Luxembourg law, Financial Services will not be liable for:
Our total liability, whether in contract, tort (including negligence), or otherwise, will not exceed the amount paid by the Client for the service in question within the preceding 12 months.
We shall not be held responsible for any failure to perform our obligations due to events beyond our reasonable control, including but not limited to natural disasters, strikes, government restrictions, or failures of third-party service providers.
We comply with the General Data Protection Regulation (EU) 2016/679 ("GDPR") and applicable Luxembourg data protection laws. For more details, please refer to our Privacy Policy.
You acknowledge that during the course of providing services, we may collect confidential and personal information. We will take all reasonable steps to ensure that such information is kept confidential and is not disclosed to third parties except as required by law or with your prior consent.
All intellectual property, including but not limited to the content on our website, logos, trademarks, and software, is the exclusive property of Financial Services or our licensors. Unauthorized use or reproduction of our intellectual property is strictly prohibited.
We may engage third-party service providers (such as independent accountants or IT providers) to perform part of the services. You agree that We may share your information with these third parties solely for the purpose of providing the services, subject to the confidentiality provisions set out in these Terms.
We are not responsible for any third-party products or services used in conjunction with our own, and You agree that any third-party terms and conditions apply to the relevant portion of the services provided.
Once a service agreement has been signed or a service request has been accepted by Financial Services, the contract is deemed irrevocable for the agreed-upon duration. This means that, except in specific circumstances outlined below, the Client may not unilaterally terminate the agreement without incurring additional costs.
You may terminate the service agreement at any time by providing 30 days written notice. However, for contracts terminated before the agreed completion date, a termination fee will be calculated as follows:
Additionally, any work already performed up to the point of termination must be paid in full, including any reimbursable expenses incurred by the Company.
We reserve the right to terminate the service agreement under the following circumstances:
Termination by the Company may take effect immediately without prior notice, in which case You will remain responsible for all amounts due for services already rendered.
There will be no refunds for services already provided or for any termination fees incurred. This includes cases where the Client terminates the contract before the full service is delivered. Refunds are also not applicable where the services provided have not met specific personal preferences of the Client, as long as the services were delivered in accordance with the agreed-upon terms and standards of professional practice.
These Terms shall be governed by and construed in accordance with the laws of Luxembourg. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of Luxembourg.
In the event of a dispute, both parties agree to attempt to resolve the matter amicably through mediation before resorting to litigation. Mediation shall be conducted in Luxembourg, and both parties will share the costs equally.
We reserve the right to amend these Terms at any time. Any changes will be communicated via our website or by email, and will take effect upon publication. By continuing to use our services after such changes are published, You agree to be bound by the amended Terms.
If any provision of these Terms is found to be invalid or unenforceable by a competent authority, the remaining provisions shall remain in full force and effect.
These Terms, together with any service agreements and our Privacy Policy, constitute the entire agreement between You and Financial Services regarding the use of our services, and supersede any prior agreements or understandings, whether written or oral.
If You have any questions regarding these Terms, please contact us at:
Financial Services
142, Boulevard de la Pétrusse
L-2330 Luxembourg
Email: info@financialservices.lu
Phone: +352 661 198 544